jkpeace...after nearly 30 years, I too opened a separate account, but did not share the details (because the banker works with my employer), but do respect that you did share the reasons and made it a teachable moment. Think about it...how would we, if we had not lived it, respond to "my spouse is trans, gay or bi". Felt so awkward to have separate accounts after decades of one, but now days, I would tell all women AND men to start their marriage with separate accounts. One never knows if a partner will have money issues, gambling, drugs, etc., and best to ensure that at least half of the funds are at the unsuspecting spouse's disposal. Also smart to have separate credit, phone and other accounts to ensure both have credit, and have a way to get out of a bad situation (drugs, cheating, abuse, etc.).